Pre-planning, whether or not it involves pre-funding, provides peace of mind to loved ones, while simultaneously creating a funeral that meets the deceased’s distinctive needs. While pre-funding, on the other hand, allows you to guarantee prices at current rates. Like many things, funeral costs continue to increase every year. This is why many people choose to pre-arrange and pre-pay for their funeral services. By pre-paying, you are locking in the cost of the funeral at current prices while at the same time ensuring your wishes are met. While funerals are often paid for by the individual or the loved one’s family, there may be other options available to you. For example, if you are a veteran, member of a union, or have another organization that provides benefits to help pay for funerals, you may be entitled to assistance with your funeral costs.